Hurricane Harvey Resources
Property And Casualty
B-0019-17 August 26, 2017 Hurricane Harvey – Vacancy Provisions
The Texas Department of Insurance encourages insurers to provide relief to those residents and policyholders who have been temporarily displaced, including the suspension of any vacancy provision in the policy, to allow continuing insurance coverage. PDF Document
B-0018-17 August 26, 2017 Hurricane Harvey – Denial of Wind Losses
Insurers who deny coverage for wind losses are encouraged to inform policyholders of potential coverage under the Texas Windstorm Insurance Association (TWIA) if the loss occurred in the TWIA coverage area. PDF Document
B-0017-17 August 26, 2017 Hurricane Harvey – Recommending Building and Repair Contractors
TDI reminds all persons, including adjusters, building and repair contractors, and insurers, that pursuant to Insurance Code §543.001, an insurer or its representative, or any other person, may not misrepresent the terms and provisions of a policy. PDF Document
B-0016-17 August 26, 2017 Hurricane Harvey – Credit Scoring and Credit Information
With the possible relocation of hurricane victims and other personal hardships sustained by residents of counties covered in the governor's proclamations, the Texas Department of Insurance reminds carriers of their obligations under §559.103 of the Texas Insurance Code. PDF Document
B-0015-17 August 26, 2017 Hurricane Harvey – Property and Casualty Rating and Underwriting
It is the opinion of the Texas Department of Insurance that it is inappropriate for insurers to re-rate, cancel, nonrenew, or refuse to provide coverage due solely to a policyholder's status as a victim or evacuee of Hurricane Harvey. PDF Document
B-0013-17 August 26, 2017 Hurricane Harvey – Commercial Automobile Insurance
This bulletin is issued as guidance for those insurers contemplating changes in classification of commercial auto vehicles from local to intermediate or long haul, cancellation or nonrenewal of policies, or refusal to provide coverage due solely to participation in the relief effort. PDF Document
B-0009-17 August 26, 2017 Hurricane Harvey – Premium Payments Grace Period
TDI encourages carriers to provide relief to those policyholders in counties covered in the governor's proclamations, including the suspension of premium payments to allow continuing insurance coverage. PDF Document
Claims Adjusters
B-0011-17 August 26, 2017 Hurricane Harvey – Claims Adjusting and Adjusters Financial
In the current disaster circumstances, the Texas Department of Insurance reminds carriers that Insurance Code §4101.002(b) and §4101.101 authorize carriers to immediately use nonresident and emergency adjusters to handle claims. PDF Document
Miscellaneous
B-0014-17 August 26, 2017 Hurricane Harvey – Prescription Medication Coverages Life and Health
With the relocation of hurricane victims and other personal hardships sustained by residents of counties covered in the governor's proclamations, regardless of where those residents have temporarily relocated, many insureds, enrollees, and certificate holders will be away from their residence locations and health care service areas. PDF Document
B-0012-17 August 26, 2017 Hurricane Harvey – Preauthorized Health Care, Referrals, Notification of Hospital Admissions, and Medical Necessity Reviews Life and Health
Because of the potential storm damage to local, regional, and state-wide utilities and infrastructure, many insureds, enrollees, or certificate holders could be forced to evacuate their residence locations and health care service areas. PDF Document
B-0010-17 August 26, 2017 Hurricane Harvey – Medical Equipment and Services Life and Health
With the possible relocation of hurricane victims and other personal hardships sustained by residents of counties covered in the governor's proclamations, regardless of where those residents have temporarily relocated, many insureds, enrollees, certificate holders, and injured workers may not be able to, or have the ability to, access medical equipment, supplies, and services necessary to maintain their health. PDF Document
B-0020-17 August 29, 2017 Hurricane Harvey – an extraordinary event; Workers’ compensation issues concerning hurricane victims or evacuees Division of Workers' Compensation
For the duration of the Governor’s disaster proclamation, and with reference to claims involving workers’ compensation claimants residing in a county included in the Governor’s disaster proclamation insurance carriers must provide or continue to provide... PDF Document